Doctrine Of �Utmost Good Faith� In Takaful (Islamic Insurance): A Regulatory Framework *
� Mohd. Ma'sum Billah (Ph.D.) [1] E-mail: [email protected]
Jurisprudential Outlook
Modes of Non-Disclosure
Misrepresentation Fraud Concealment
Limitation for Disclosure
Moral Hazard Existing personal character and attitude Existing Financial Condition Physical Hazard Nationality, Residence, Occupation, and Hobbies Insurance History Existing Condition of the Subject Matter Medical History Any other fact which is deemed to be material to the policy Facts Which May Not Be Material Duration for Disclosure Legal Consequences for Breach Of Utmost Good Faith �
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